In a large skillet, brown the [ground beef] with the diced [onion] over medium heat. Stir frequently, just like Grandma did, until the beef is fully cooked and the onions are softened
Drain excess grease, leaving just a little behind for flavor (Grandma’s trick!). Stir in the [taco seasoning] and toast it in the hot pan for 30 seconds. Add the [diced tomatoes] and let everything simmer together for 10 minutes. Stir in the [cocoa powder] to deepen the flavor.
In your greased [9x13-inch baking dish], layer torn [flour tortillas] across the bottom. Spoon over some of the meat mixture, then add [black beans], [corn], and a generous sprinkle of [cheddar cheese]. Repeat layers until ingredients are used up, finishing with cheese on top.
Crush the [nacho chips] and scatter them across the top layer of cheese. This is the crunchy magic everyone fights over at the table
Bake at 350°F (175°C) for 25–30 minutes or until the cheese is bubbling and starting to brown. Let it rest for 10 minutes before serving — Grandma always said, “Let the layers settle like stories in a good book.”
Top with dollops of [sour cream], fresh [avocado], and a sprinkle of [cilantro]. Serve hot and watch your family come running like mine always did!